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Direct products

As a specialist insurer we are committed to meeting the needs of our consumer. That is why we have developed a way for our small business, household and event insurance products to be bought direct - either over the phone or online.

We currently offer direct products in UK, US and France.

Direct products in the UK

Home insurance

Hiscox has a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 50,000 homes in the UK.

As standard we offer accidental loss and damage; 24 hour home emergency cover; and cover for your valuables, such as jewellery, up to £15k. Find out more about how you could benefit from a Hiscox home insurance policy >

Business insurance

In the UK Hiscox insures more than 150,000 small businesses and has won Best small business insurance provider for the last five years in a row.

We understand that no two small businesses are the same. That is why we work hard to understand the specific risks your business faces, making sure you get the insurance that is right for you.

Our business insurance products include:

Direct products in the USA

Small business insurance

At Hiscox USA, we’re Reinventing Small Business Insurance™ by offering a new way for professional services businesses, with 10 employees or less, to buy the insurance they need direct and online. We specialize in IT insurance, marketing consultant insurance, business consulting insurance and many other professional services.

We don’t offer a one-size-fits-all insurance plans. We customize our small business insurance to your needs, allowing you to change your coverage as your business changes and grows.

Learn more about the products we offer direct and online in real time:

To learn more about Hiscox USA, and the range of insurance we offer across America, please visit our why choose Hiscox insurance page.

Direct products in France

Small business insurance

In France, Hiscox insures more than 10 000 small businesses from which more than 4000 are IT companies. Our success is thanks to our ability to provide professional indemnity covers specifically tailored to suit small businesses.

We specialise in Professional indemnity insurance for :

To get a quote and buy online please visit :

To learn more about Hiscox France, and the range of insurance we offer across France, please visit our why choose Hiscox page.