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Products

Global errors and omissions

Hiscox insures some of the biggest multinational companies for their professional liabilities and commercial risks. From our risk management advice to our expert claims handling, our expertise is market leading and we are highly valued in our chosen industries. For example Hiscox insures five out of the top 12* global media companies for their errors and omissions liability.

*Based on the FT Global 500, 2008

Professional liabilities

Our policies cover professionals ranging from lawyers, accountants and management consultants to architects and engineers. We operate in all the world’s insurance markets, with particular expertise in the US. This insurance covers negligent act, error or omission; and failure to fulfil professional services.

Technology errors and omissions

We provide tailored errors and omissions insurance for the IT industry around the world, picking up claims no matter where the claimant is located or what jurisdiction governs a dispute. We insure suppliers, consultants and vendors. Our products, underwriting approach and claims management expertise keep pace with the changing face of IT and the law that applies.

Media errors and omissions

Hiscox provides tailor-made insurance for marketing, advertising, PR, design, broadcast, production and communications specialists. We cover libel and slander; breach of copyright and other intellectual property rights; misuse of information; breach of comparative advertising regulations; and negligent act, error or omission.

Data risks

Principally focussed on covering companies’ costs and liabilities in the event of a data breach, our Data Risks products help to protect businesses from a wide range of cyber exposures. We provide cover for forensic investigations, notification costs, credit monitoring and public relations following a data loss as well as the costs of claims from regulators and other third parties. We also offer modules covering cyber business interruption, cyber extortion, the costs of repair following a hack and liability claims from online content.