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Our Report and Accounts outline our approach to risk management, including our views on social governance and environmental sustainability. You can find a copy of these reports here.

We continue to factor climate change risks into our business decisions in order to ensure we are responding effectively and appropriately to the challenges they pose.

In the last year we have further strengthened structures to ensure climate change issues are integrated in our risk management governance. Climate change is factored into our business decisions in order to ensure we are responding effectively and appropriately to the challenges it poses. You can find our environmental sustainability policy here.

Hiscox is a founding member of ClimateWise, which aims to leverage the insurance industry’s expertise to understand, communicate and act on the risks associated with climate change. Hiscox is independently assessed against a commitment to six key principles: risk analysis, public policy, influencing our customers, investment strategies, managing our own impact and reporting on our direct emissions. More information on ClimateWise and the work Hiscox is doing here is available at

We believe in identifying, then minimising the environmental impact of our business activities, including the direct impact of our own business operations. We seek to reduce the amount of waste our activities produce, and the amount of resources we consume. We are committed to reducing our carbon footprint, and for the business to operate more sustainably. This includes measuring our use of water, energy and other products in order to reduce consumption over time; buying sustainably sourced or energy-efficient products where we can; and minimising waste by recycling products where we can.

In 2015 Hiscox committed to new targets for a real-term reduction in carbon emissions of 20% by 2020 relative to 2014.

Hiscox global scope 1 and 2 GHG (greenhouse gas) emissions per full-time employee decreased from 1.20 in 2014 to 1.17 in 2015, reflecting a rise in occupied floor space. Global scope 3 GHG emissions per full-time employee also decreased, due largely to an 8% reduction in business travel since 2014.

The chart below depicts our global carbon emissions year-on-year since 2013.