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In the last year we have increased our support for climate change research and analysis both with educational bodies and through collaborations within the business community.

We also continue to factor climate change into our business decisions in order to ensure we are responding effectively and appropriately to the challenges it poses.

We believe in identifying, then minimising the environmental impacts of our business activities, including the direct impact of our own business operations. We seek to reduce the amount of waste our activities produce, and the amount of resources we consume. We are committed to reducing our carbon footprint, and for the business to operate more sustainably by: measuring our use of water, energy and other products in order to reduce consumption over time; buying sustainably-sourced or energy efficient products where we can; and minimising waste by recycling products where we can. We have, as a result, also generated significant cost and energy savings. Our Global scope 1 and 2 per full-time employee has gone from 1.27 in 2013 to 1.16 in 2014, which is an overall decrease of 9%. During the year there has been growth in headcount, a rise in occupied floor space and more travel due to increased business activity.

The chart below depicts our carbon emissions year-on-year since 2012. In 2014, Hiscox Group operations became carbon neutral, offsetting the emissions we could not reduce through award-winning climate and sustainable development experts, ClimateCare. LifeStraw Carbon for Water project provides simple gravity-fed water filters for 4.5 million people in Western Kenya, minimising exposure to waterborne diseases.

This project also cuts carbon emissions by reducing the need to boil water to make it safe to drink. For more information, please go to

Greenhouse emissions disclosure(tonnes)

Hiscox is a founding member of ClimateWise, which aims to leverage the insurance industry’s expertise to understand, communicate and act on the risks associated with climate change.

Hiscox is independently assessed against a commitment to six key principles, including risk analysis, public policy, influencing our customers, investment strategies, managing our own impact and reporting on our direct emissions. In 2014 Hiscox was ranked joint second. More information is available at