graduates
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Our graduate programme – Europe

Welcome to our European graduate programme

You will join a cohort of graduates across our European locations and together with your peers across the Group, you’ll undertake a structured learning programme that will equip you with skills essential for your future career. This learning starts with an induction week in London and is followed by a combination of virtual and in person training (in London) throughout the course of your graduate programme. Through this training, you’ll learn about the insurance industry, develop your financial acumen and presentation skills and explore behaviours that will help you be successful at work.

Our graduate scheme is designed to give you a broad understanding of our European business. In addition to your core role, you’ll take on two secondments in different European locations – each secondment is three months long and one will be in our Lisbon office. You’ll also spend a few days in our Luxembourg office learning about the regulatory environment we operate in, and you may also have an opportunity to be involved in a European-wide project, such as developing a new product offering.

The programme is designed for maximum career impact. Throughout your time on the graduate scheme you’ll be supported by a senior level sponsor who sits on the European Management Team, as well as having regular access to the CEO of Hiscox Europe. Following the scheme, opportunities for upward and lateral progression are available to you. Your time on the scheme will equip you to be competent in your role, with a wide skill set and an understanding of our European business – equipping you well for future roles not just in your own team, but in our European business more broadly.

Germany, France, Spain and The Netherlands

What are the entry requirements?

Entry requirements vary depending on the role and country you are applying to – please check the relevant role below.

By the start of the employment, you will have permission to work in the country you have applied to and you’ll be able to join the programme in September 2023. For all roles, you’ll be happy to be mobile for the duration of the programme.

Our open roles

Click on the role for further information and to apply.

Underwriting is about risk analysis and selection, trading, creativity and innovation. At Hiscox, underwriters use judgement, skill and experience to assess, accept or decline risks in line with our underwriting philosophy. They offer flexible and attractive underwriting solutions to customers, partners and brokers, and undertake account and performance analysis for lines of business and brokers or partners to ensure profitability.

Underwriting is a great place to start your career in the insurance industry. You will develop a solid understanding of the underwriting basics and principles across the full range of our commercial lines products for small businesses, including professional indemnity, commercial property, employers’ liability and cyber insurance. You’ll use your analytical and critical thinking skills, learning how to assess risks, determine premiums and make underwriting decisions.

From our offices in the heart of Munich, you’ll service our existing brokers as well as developing relationships with new brokers in Bavaria and Austria.

You’ll be a strong communicator with good interpersonal skills, and will build on these skills as you learn how to trade and negotiate with our brokers and partners in both good and poor market conditions. Trading is a key part of the role and you’ll be interested in working in sales and dealing with clients.

This is a great opportunity to start your career in a role where you will make tangible contributions to your team from day one. You’ll interact with a range of experienced colleagues and senior managers in an environment where having the courage to say what you think is not only actively encouraged, but is central to how we run our business.

What qualifications do I need?

You’ll have achieved (or be expecting to achieve) a degree with a grade point average of 2.5 or above in insurance, finance, economics, engineering or law – although we are open to different degree backgrounds.

How do I apply?

To apply, click the link below. The closing date for applications is Monday 12th December 2022.

Your main objective as a Claims Graduate is to deliver an efficient, high quality claims service in the field of commercial lines claims, including Professional Indemnity, Cyber and Directors and Officers. You will be part of a talented and ambitious team that strives to deliver a high quality service to clients and their brokers; whilst maintaining and enhancing the great Hiscox reputation for its claims handling service.

The role will include direct communication with the Insured, loss adjusters, lawyers and our Intermediaries, managing the relationship with policyholders and assessing the size of the claim’s potential severity. Your training on the graduate programme will support you in developing the skills to effectively manage these stakeholders.

The emphasis here is on providing an extremely customer focused claims handling service, whilst managing indemnity spend. You’ll therefore be solutions driven and customer oriented – challenging the status quo and exploring different options to satisfy our customers. You’ll enjoy being able to apply your law background, dealing with complex legal issues and working in a role with a high level of autonomy and responsibility.

In addition to managing your own claims, you will have regular contact with underwriters and brokers to understand and improve the level and quality of service. You will have the opportunity to participate at external events, support our product development and get involved in business wide projects.

What qualifications do I need?

You will have successfully gained a degree in Law and completed your first state examination, or have studied your first degree in Law in another country and have since completed (or expecting to achieve) your Masters in Law (LLM) in Germany.

How do I apply?

To apply, click the link below. The closing date for applications is Monday 12th December 2022.

Your main objective as a Claims Graduate is to deliver an efficient, high quality claims service in the field of commercial lines claims, including Professional Indemnity, Cyber and Directors and Officers – although you might also have the opportunity to learn about our private client claims too.

You will start your career with us in the Professional Indemnity Claims Team, handling claims from both the Broker and Direct channels of our business. You will be part of a talented and ambitious team that strives to deliver a high quality service to clients and their brokers; whilst maintaining and enhancing the great Hiscox reputation for its claims handling service.

The role will include direct communication with the Insured, loss adjusters, lawyers and our Intermediaries, managing the relationship with policyholders and assessing the size of the claim’s potential severity. Your training on the graduate programme will support you in developing the skills to effectively manage these stakeholders.

The emphasis here is on providing an extremely customer focused claims handling service, whilst managing indemnity spend. You’ll therefore be solutions driven and customer oriented – challenging the status quo and exploring different options to satisfy our customers.

In addition to managing your own claims, you will have regular contact with underwriters and brokers to understand and improve the level and quality of service. You will have the opportunity to participate at external events, support our product development and get involved in business wide projects.

What qualifications do I need?

You will have achieved (or be expecting to achieve) a Master’s degree in Law, or a combination of Law and Business/Management/Politics or similar. We are also open to considering candidates from a similar background with a Bachelor degree.

How do I apply?

To apply, click the link below. The closing date for applications is Monday 12th December 2022.

Opening soon

We’ll open for applications for our Underwriting Graduate roles in Paris and Madrid in January 2023.

If you’d like to be notified when we open our application process, please email [email protected] stating the location you are interested in.