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Underwriting graduate programme

Underwriting Graduate – London, Manhattan, Bermuda

On our underwriting graduate programme, you’ll be able to combine your analytical ability with your people skills – a trader at heart, you’ll love building relationships and negotiating a great deal.

You’ll get in-depth experience and broad product knowledge through two insightful and challenging underwriting rotations, gaining experience of both 'big-ticket' and retail underwriting. You’ll spend your first nine months in your 'home' team, and six months in your other underwriting rotation. Through both these rotations, you’ll be given experience of the different types of risks we insure, how we price those risks and under what conditions.

You’ll also get exposure to our wider business through a six month rotation outside of underwriting, such as pricing, underwriting insight, catastrophe modelling or claims. This rotation will widen your skill set as well as your understanding of the broader business.

Following your three rotations, you’ll return to your 'home' team in your sponsoring business unit, where you’ll start to prepare for your role as an underwriter when you finish the scheme, developing specialist experience in your field.

Applications for our underwriting graduate programme in Germany will open in February – register your interest by emailing  [email protected] 

Your 'home' team will be the London Market crisis management division, which includes kidnap and ransom, security incident response, terrorism, product recall and personal accident lines. Hiscox London Market is one of the oldest and most successful Lloyd’s syndicates. Our leadership and underwriting expertise makes us the leading insurer of global risks.

You’ll also spend six months in one of our retail divisions, where you could be working on our range of cover for small businesses, including professional indemnity, commercial property, employers’ liability or cyber and data insurance. Either this rotation or your rotation outside underwriting may be abroad.

As an underwriting graduate in the UK, you’ll get full financial support to become professionally qualified through the Chartered Insurance Institute.

To apply, you’ll have achieved (or be expecting to achieve) at least a 2:1 honours degree in the UK (or international equivalent). You’ll also have 120 UCAS points or higher (or 300 UCAS points or higher for A-Levels achieved prior to September 2017). This doesn’t include general studies. Finally, you’ll have a grade B or above in GCSE maths and English, or an international equivalent.

Click below to apply. The closing date for applications for roles in the UK is 31 December 2020.

You’ll spend your first nine months in your 'home' team of professional risks underwriters in the Northeast region based in New York City.  Hiscox has an established competitive suite of professional liability solutions and a strong reputation in the market. We have a highly collaborative culture where you’ll make friends and laugh, but work hard. Here you’ll use your common sense, positive attitude and ambition to place good risks, create a pipeline of business and be a 'go-to' resource for wholesale brokers seeking to insure architects and engineers, allied healthcare and miscellaneous professionals for errors and omissions coverage throughout the Northeast region.

Your other underwriting rotation will be six months long and will be in one of our 'big-ticket' divisions (Hiscox London Market or Hiscox Re & ILS). This rotation is likely to be in our London office, depending on business need and possibilities with travel.

As an underwriting graduate in the USA, you’ll get full financial support to become professionally qualified as CPCU (Charted Property Casualty Underwriter) or AU (Associate in Commercial Underwriting).

To apply, you’ll need evidence of high academic achievement, for example, a grade point average of 3.0 or better out of 4.0 (or equivalent).

Click below to apply. The closing date for applications for roles in the USA is 27 November 2020.

Your 'home' team will be Hiscox Re & ILS (insurance-linked strategies) in Bermuda. Hiscox Re & ILS protect their clients’ assets against natural and man-made disasters, covering everything from earthquake and hurricane damage to cyber and terror attacks around the world. You’ll be part of the team’s focused and discerning underwriting approach, commitment to world-class service and the ability to offer creative solutions to complex problems.

Your other underwriting rotation will be six months long and will be in one of our retail divisions, where you could be working on our range of cover for small businesses, including professional indemnity, commercial property, employers’ liability or cyber and data insurance. This rotation is likely to be in one of our UK or US offices, depending on business need and possibilities with travel.

As an underwriting graduate in Bermuda, you’ll get full financial support to become professionally qualified as CPCU (Charted Property Casualty Underwriter).

To apply, you’ll have evidence of high academic achievement, for example, a grade point average of 3.0 or better out of 4.0 (or equivalent). You will have majored in a numerical or scientific subject and be able to demonstrate your numerical and analytical ability.

Click below to apply. The closing date for applications for roles in Bermuda is 27 November 2020.

Kayla Hamilton

My graduate experience - Kayla Hamilton

Kayla Hamilton, Underwriting Graduate in Atlanta, USA, reflects on her first year on the graduate programme

My experience as an underwriting graduate in Hiscox Germany

Philipp Zimmermann describes his experiences of working as an underwriter on the Hiscox graduate trainee programme.

My first year as a graduate underwriter in Hiscox Re and ILS

Almost a year into his role, Bryce tells us what he enjoys most about being a graduate underwriter.