Our management

Bronek Masojada joined Hiscox in 1993 as Group MD and he became CEO in 2000. From 1989 to 1993 he was employed by McKinsey & Company. Bronek served as a Deputy Chairman of Lloyd’s from 2001 to 2007 and was Chairman of the Lloyd’s Tercentenary Research Foundation from 2008 to 2014. He is currently a member of the Board of the Association of British Insurers and a Director of Pool Reinsurance Company Limited.

Richard Watson joined Hiscox in 1986, having previously worked for Sedgwick and Hogg Robinson. In 2005, he was appointed Managing Director of Hiscox Global Markets, the largest division of Hiscox by premium income, and was the Underwriter of Syndicate 33 from 2006 to 2009. In 2009, Richard moved to New York and served as the Chief Executive Officer for Hiscox USA for three years. He returned to London in 2012 and became Chief Underwriting Officer for the Hiscox Group.

Aki Hussain joined Hiscox in 2016 from Prudential plc, where he spent seven years; latterly as Chief Financial Officer of Prudential UK and Europe. Prior to his time with Prudential, Aki held a number of senior roles in the financial services, telecoms and media sectors. He was Finance Director for the Consumer Bank division at Lloyds Banking Group until 2009, before which he was Finance Director for the Consumer division of ntl (now Virgin Media). Aki is a Chartered Accountant, having trained with KPMG.

Amanda joined Hiscox in 2006 as Group Human Resources Director. Prior to joining the Group, Amanda worked for Mars, PepsiCo and Whitbread in senior human resources roles in Europe and internationally. Previous roles include: Compensation and Benefits Director for PepsiCo’ restaurants division in Europe and Africa; Group Compensation and Benefits Director for hotel and restaurant company, Whitbread; and, Human Resources Director for Marriott Hotels in the UK. Amanda began her career at Mars Confectionery where she joined as an English graduate from Reading University.

In 2015, Robert was appointed CEO of Hiscox Special Risks, the global market leader in kidnap and ransom insurance and leading underwriter of private client, fine art and executive security risks. Hiscox Special Risks is the Hiscox Group’s only business unit with wholesale and retail operations in a range of diverse markets across the globe. Robert joined Hiscox in 1994 from Cassidy Davis, then world leaders in kidnap and ransom insurance, where he was a Director. In 2002, Robert was named a Hiscox Partner. He was previously a broker at specialist political risk brokers, Investment Insurance International.

Stéphane was appointed Managing Director of Hiscox Europe in July 2016, after four years as the Group’s Chief Information Officer. Stéphane joined Hiscox in 2010, originally as the Chief Operating Officer for Europe. Prior to joining Hiscox, he worked across a number of sectors within Financial Services for companies such as Paribas, CapitalOne and AIG, in France, the United Arab Emirates and Spain.

Mike joined Hiscox in 2003, working first as a management information analyst in the retail team before moving into catastrophe modelling as a senior analyst in the London Market business. Mike joined the reinsurance team in 2005, writing the global reinsurance account before moving on to run Syndicate 33’s North America and Caribbean account in 2012. In 2013, Mike was appointed Director of Non Marine Underwriting for Hiscox Re and, in the same year, became a Hiscox Partner. Mike was appointed Hiscox Re Chief Underwriting Officer, joint active underwriter of Syndicate 33 and active underwriter for Syndicate 6104 in 2014 and in 2017 he relocated from London to Bermuda to become CEO of Hiscox Re & ILS.

Steve joined Hiscox in 2005 after a highly successful marketing and management career with Diageo, Coca-Cola, Nestlé and Bass Brewers in the UK, Europe and South America. In 2006, he led the development of Hiscox’s first television advertising campaign, part of an overall campaign that was awarded a Marketing Society 2007 Award for Excellence for Brand Extension.

Since joining Hiscox in 1992, Paul has underwritten a broad range of business lines including fine art, high-value household, personal accident and specialty. Paul was appointed to the Hiscox partnership in 2005, and made Divisional Head of Property of Hiscox London Market in 2007. In April 2013, Paul was promoted to Chief Underwriting Officer, Hiscox London Market, and as joint active underwriter of Syndicate 33. Before joining Hiscox, Paul worked as an underwriting assistant for C P Attenborough Syndicate 144 at Lloyd’s and for broker E W Payne.

Kate joined Hiscox in June 2012 to run the UK Direct business, leading a team of over 200 people across three locations with accountability for sales, marketing, operations, and underwriting. Having built UK Direct into a market-leading operation with a strong brand and a culture of creating customers for life, Kate was promoted to the newly created role of Chief Executive Officer of Hiscox London Market in 2017. Prior to joining Hiscox, Kate worked for Vodafone for 12 years. As Head of International Enterprise at Vodafone, she identified a significant new opportunity to serve multinational clients globally and built an effective operation to support the venture. Kate started her career at Anderson Consulting (now Accenture).

Joanne Musselle is the Chief Underwriting Officer (CUO) for Hiscox Retail, responsible for all retail underwriting across the Hiscox Group, including Hiscox UK and Europe, Hiscox USA and DirectAsia.

Joanne has a B.Sc. in Mathematics and Statistics and 20 years' experience working in the insurance sector. The former part of her career was spent in the actuarial team of AXA UK, in roles primarily focusing on pricing and reserving. She then spent five years working in the Asian insurance market for both the Aviva group and AXA, in regional technical roles spanning seven countries and branching into the disciplines of underwriting and claims as well as actuarial.

Joanne left Asia to join Hiscox in 2002 and has since held a number of positions in both the UK retail operation and the Hiscox Group. She commenced her Hiscox career as a Technical Underwriting Manager within professions and specialty commercial followed by a six month secondment to the Group as Business Improvement Manager. Joanne moved into Hiscox Group claims in 2006 as Head of Claims Strategy before leading the UK claims team from June 2009. She became CUO for Hiscox UK and Ireland in July 2012 and CUO of Hiscox Retail in July 2017.

Jeremy Pinchin joined in 2005 as Hiscox's first Claims Director, responsible for coordinating and developing claims services across the Group. Jeremy came from Lloyd's of London where he was the first Head of Claims following the creation of the Franchise Team, and was responsible for the market's first co-ordinated claims strategy and Claims Management Principles. He joined Lloyd's as a consultant in early 2002 to head up a team coordinating the market's management of its exposure to the losses arising from September 11th. Jeremy trained as a Solicitor, who served as General Counsel, and later, Board member of Sedgwick Group, the international insurance broker now part of Marsh. In 2012 Jeremy moved to Bermuda and became Chief Executive Officer of Hiscox Bermuda and the Group Company Secretary.

Bob joined Hiscox in 2010 as Head of Group Strategy, before being appointed Group Chief Risk officer later that year. In August 2012, Bob was appointed Head of Claims for Hiscox UK and latterly Europe. Following his appointment to the Hiscox partnership in 2013, Bob joined newly-acquired DirectAsia as Group Chief Operating Officer based in Singapore, being named Managing Director in 2014.

Ben Walter is Chief Executive Officer for Hiscox USA. In this capacity, he is responsible for the Hiscox retail business in the US. Ben joined Hiscox in early 2011 as COO and served in that post until April 2012. He previously held the position of Managing Director in the San Francisco office of Blackrock, which he joined via its acquisition of Barclays Global Investors. Prior to that, he was a Director with Gap Inc. and a consultant for the Boston Consulting Group. Ben has an MBA from Northwestern’s Kellogg School of Management and a BA from Washington University in St. Louis.

Marc joined Hiscox in 2017. Based in Bermuda, Marc provides legal guidance to the Executive Committee and is the Principal Representative to the Bermuda Monetary Authority for Hiscox Bermuda, where he is a member of the Board. Marc joined Hiscox from PartnerRe Group, where he acted as Chief Legal Counsel and Secretary to the Board. Prior to joining PartnerRe, Marc was an Associate with Appleby, having trained as a solicitor at Berrymans Lace Mawer in London. Marc is a non-practicing member on the Roll of Solicitors of England & Wales and was called to the Bermuda Bar in 2001.