Our management

Bronek Masojada

Chief Executive Officer
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Bronek Masojada joined Hiscox in 1993 as Group MD and he became CEO in 2000. From 1989 to 1993 he was employed by McKinsey & Company. Bronek served as a Deputy Chairman of Lloyd’s from 2001 to 2007 and was Chairman of the Lloyd’s Tercentenary Research Foundation from 2008 to 2014. He is currently a member of the Board of the Association of British Insurers and a Director of Pool Reinsurance Company Limited.

Richard Watson

Chief Underwriting Officer
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Richard Watson joined Hiscox in 1986, having previously worked for Sedgwick and Hogg Robinson. In 2005, he was appointed Managing Director of Hiscox Global Markets, the largest division of Hiscox by premium income, and was the Underwriter of Syndicate 33 from 2006 to 2009. In 2009, Richard moved to New York and served as the Chief Executive Officer for Hiscox USA for three years. He returned to London in 2012 and became Chief Underwriting Officer for the Hiscox Group.

Aki Hussain

Chief Financial Officer
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Aki Hussain joined Hiscox in 2016 from Prudential plc, where he spent seven years; latterly as Chief Financial Officer of Prudential UK and Europe. Prior to his time with Prudential, Aki held a number of senior roles in the financial services, telecoms and media sectors. He was Finance Director for the Consumer Bank division at Lloyds Banking Group until 2009, before which he was Finance Director for the Consumer division of ntl (now Virgin Media). Aki is a Chartered Accountant, having trained with KPMG.

Executive Directors

Non Executive Directors

Robert Childs

Robert Childs joined Hiscox in 1986, served as the Active Underwriter of the Hiscox Lloyd’s Syndicate 33 between 1993 and 2005, and was the Group’s Chief Underwriting Officer until February 2013. In 2012 Robert joined the Council of Lloyd’s. Robert was Chairman of the Lloyd’s Market Association from January 2003 to May 2005. He is a Trustee of Enham (a charity for the disabled), former Chairman of the Advisory Board of the School of Management of Royal Holloway University of London, Chairman of The Bermuda Society and, in 2017, became Deputy Chairman of Lloyd’s.

Caroline Fougler

Caroline Foulger joined Hiscox in January 2013 having retired from a partnership at PwC on 31 December 2012. Until May 2012, Caroline led PwC’s Insurance and Reinsurance practice in Bermuda. Caroline is a Fellow of the Institute of Chartered Accountants in England and Wales, a member of the Institute of Chartered Accountants of Bermuda and a member of the Institute of Directors. Caroline is a Non Executive Director of the Bank of N.T. Butterfield & Son Limited and Oakley Capital Investments Limited.

Michael Goodwin

Michael Goodwin joined Hiscox in November 2017. He has over 25 years’ experience in the insurance industry having worked for QBE Insurance between 1992 and 2012. He held a number of roles for QBE in the Australian and Asia Pacific markets and was the CEO for QBE Asia Pacific from 2007 to 2012. Michael is a Fellow of the Institute of Actuaries of Australia.

Thomas Hürlimann

Thomas Hürlimann joined Hiscox in November 2017. Thomas has 28 years’ experience in banking, reinsurance and insurance. Most recently as CEO Global Corporate at Zurich Insurance Group, a business with US$9 billion premiums and a network in over 200 countries. Before that he worked at Swiss Re and started his career with National Westminster Bank. He holds an MBA from IMD.

Colin Keogh

Colin Keogh joined Hiscox in November 2015. Colin has spent his career in financial services, principally at Close Brothers Group plc, where he worked for 24 years and was CEO from 2002 until 2009. He is a Non Executive Director of Virgin Money Holdings (UK) plc and certain of its subsidiaries. He is also a Non Executive Director of M&G Group Limited and Chairman of specialist financial services business Premium Credit Limited.

Anne MacDonald

Anne MacDonald joined Hiscox in May 2015. Anne has held the position of Chief Marketing Officer at four different Fortune 100 companies, marketing some of the most recognisable corporate names in the world – from Citigroup and Travelers to Macy’s and PepsiCo. With an MBA from Bath University, Anne was formerly a Director of NASDAQ-listed Rentrak Corporation, stepping down from the Board on completion of its merger with comScore, Inc.

Robert McMillan

Bob McMillan joined the Hiscox Ltd Board in December 2010. He spent 24 years with the Progressive Insurance Corporation where he served in various positions including National Director of Product Development, then Claims before becoming National Director of Marketing. He led Progressive’s initiatives in multi-channel distribution, financial responsibility-based rating, and immediate response claims. He has received two United States patents related to motor insurance pricing. He has lectured at the University of Virginia’s Darden School of Business and at the Harvard Business School. He has been a Non Executive Director of Hiscox Inc. since March 2007.

Constantinos Miranthis
Constantinos Miranthis

Costas Miranthis joined Hiscox in November 2017. He was President and CEO of PartnerRe a position from which he stepped down in 2015. Prior to joining PartnerRe in 2002 he was a Principal of Tillinghast-Towers Perrin in its London office with responsibility for the European non-life practice. He is a Fellow of the Institute and Faculty of Actuaries and a member of the American Academy of Actuaries. He is also a past Chair of the European Reinsurance Association Board.

Lynn Carter

Lynn Pike joined Hiscox in May 2015. Lynn has 38 years’ experience in the banking industry, most recently as President of Capital One Bank. Prior to Capital One, Lynn was President of Bank of America’s Small Business Banking division, a $2.1 billion revenue business, with oversight of 110,000 business clients and 2,000 employees. Dividing her time between California and Connecticut, Lynn currently serves on the boards of American Express National Bank, Phoenix House Foundation and California State University-Channel Island, as well as the Bankwork$ Advisory Board.

Senior management

Amanda Brown

Group Human Resources Director
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Amanda joined Hiscox in 2006 as Group Human Resources Director. Prior to joining the Group, Amanda worked for Mars, PepsiCo and Whitbread in senior human resources roles in Europe and internationally. Previous roles include: Compensation and Benefits Director for PepsiCo’ restaurants division in Europe and Africa; Group Compensation and Benefits Director for hotel and restaurant company, Whitbread; and, Human Resources Director for Marriott Hotels in the UK. Amanda began her career at Mars Confectionery where she joined as an English graduate from Reading University.

Robert Davies

Chief Executive Officer, Hiscox Special Risks
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In 2015, Robert was appointed CEO of Hiscox Special Risks, the global market leader in kidnap and ransom insurance and leading underwriter of private client, fine art and executive security risks. Hiscox Special Risks is the Hiscox Group’s only business unit with wholesale and retail operations in a range of diverse markets across the globe. Robert joined Hiscox in 1994 from Cassidy Davis, then world leaders in kidnap and ransom insurance, where he was a Director. In 2002, Robert was named a Hiscox Partner. He was previously a broker at specialist political risk brokers, Investment Insurance International.

Stéphane Flaquet

Managing Director, Hiscox Europe
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Stéphane was appointed Managing Director of Hiscox Europe in July 2016, after four years as the Group’s Chief Information Officer. Stéphane joined Hiscox in 2010, originally as the Chief Operating Officer for Europe. Prior to joining Hiscox, he worked across a number of sectors within Financial Services for companies such as Paribas, CapitalOne and AIG, in France, the United Arab Emirates and Spain.

Michael Krefta

Chief Executive Officer, Hiscox Re & ILS
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Mike joined Hiscox in 2003, working first as a management information analyst in the retail team before moving into catastrophe modelling as a senior analyst in the London Market business. Mike joined the reinsurance team in 2005, writing the global reinsurance account before moving on to run Syndicate 33’s North America and Caribbean account in 2012. In 2013, Mike was appointed Director of Non Marine Underwriting for Hiscox Re and, in the same year, became a Hiscox Partner. Mike was appointed Hiscox Re Chief Underwriting Officer, joint active underwriter of Syndicate 33 and active underwriter for Syndicate 6104 in 2014 and in 2017 he relocated from London to Bermuda to become CEO of Hiscox Re & ILS.

Steve Langan

Chief Executive Officer, Hiscox USA and Chief Marketing Officer - Hiscox Group
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Steve Langan joined Hiscox in 2005 as MD of Hiscox UK & Ireland after a highly successful marketing and management career with Diageo, Coca-Cola, Nestlé and Bass Brewers in the UK, Europe and South America.

In his role as MD, Steve transformed the UK business from a name only known in the City to the UK's most trusted general insurer and a nationally known and respected brand. Over the past three years the Hiscox brand has been successfully launched in the USA and France under his leadership.

From 2013 until July 2018, Steve led the UK & Ireland and Europe businesses as a combined entity and from 2014-7 he was also CEO of the Direct Asia Group following its acquisition.

Prior to joining Hiscox Steve worked at the world's number one drinks company Diageo, where he held the position of Managing Director of the company's Italian subsidiary, based in Turin, for three years. He has also held senior marketing and commercial positions with Diageo Ireland and The Coca Cola Company.

Steve is a history graduate of Glasgow University and a Fellow of the Marketing Society.

Paul Lawrence

Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
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Since joining Hiscox in 1992, Paul has underwritten a broad range of business lines including fine art, high-value household, personal accident and specialty. Paul was appointed to the Hiscox partnership in 2005, and made Divisional Head of Property of Hiscox London Market in 2007. In April 2013, Paul was promoted to Chief Underwriting Officer, Hiscox London Market, and as joint active underwriter of Syndicate 33. Before joining Hiscox, Paul worked as an underwriting assistant for C P Attenborough Syndicate 144 at Lloyd’s and for broker E W Payne.

Kate Markham

Chief Executive Officer, Hiscox London Market
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Kate joined Hiscox in June 2012 to run the UK Direct business, leading a team of over 200 people across three locations with accountability for sales, marketing, operations, and underwriting. Having built UK Direct into a market-leading operation with a strong brand and a culture of creating customers for life, Kate was promoted to the newly created role of Chief Executive Officer of Hiscox London Market in 2017. Prior to joining Hiscox, Kate worked for Vodafone for 12 years. As Head of International Enterprise at Vodafone, she identified a significant new opportunity to serve multinational clients globally and built an effective operation to support the venture. Kate started her career at Anderson Consulting (now Accenture).

Joanne Musselle

Chief Underwriting Officer, Hiscox Retail
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Joanne Musselle is the Chief Underwriting Officer (CUO) for Hiscox Retail, responsible for all retail underwriting across the Hiscox Group, including Hiscox UK and Europe, Hiscox USA and DirectAsia.

Joanne has a B.Sc. in Mathematics and Statistics and 20 years' experience working in the insurance sector. The former part of her career was spent in the actuarial team of AXA UK, in roles primarily focusing on pricing and reserving. She then spent five years working in the Asian insurance market for both the Aviva group and AXA, in regional technical roles spanning seven countries and branching into the disciplines of underwriting and claims as well as actuarial.

Joanne left Asia to join Hiscox in 2002 and has since held a number of positions in both the UK retail operation and the Hiscox Group. She commenced her Hiscox career as a Technical Underwriting Manager within professions and specialty commercial followed by a six month secondment to the Group as Business Improvement Manager. Joanne moved into Hiscox Group claims in 2006 as Head of Claims Strategy before leading the UK claims team from June 2009. She became CUO for Hiscox UK and Ireland in July 2012 and CUO of Hiscox Retail in July 2017.

Jeremy Pinchin

Group Claims Director
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Jeremy Pinchin joined in 2005 as Hiscox's first Claims Director, responsible for coordinating and developing claims services across the Group. Jeremy came from Lloyd's of London where he was the first Head of Claims following the creation of the Franchise Team, and was responsible for the market's first co-ordinated claims strategy and Claims Management Principles. He joined Lloyd's as a consultant in early 2002 to head up a team coordinating the market's management of its exposure to the losses arising from September 11th. Jeremy trained as a Solicitor, who served as General Counsel, and later, Board member of Sedgwick Group, the international insurance broker now part of Marsh. In 2012 Jeremy moved to Bermuda and became Chief Executive Officer of Hiscox Bermuda and the Group Company Secretary.

Bob Thaker

Managing Director, Direct Asia
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Bob joined Hiscox in 2010 as Head of Group Strategy, before being appointed Group Chief Risk officer later that year. In August 2012, Bob was appointed Head of Claims for Hiscox UK and latterly Europe. Following his appointment to the Hiscox partnership in 2013, Bob joined newly-acquired DirectAsia as Group Chief Operating Officer based in Singapore, being named Managing Director in 2014.

Benjamin A Walter

Chief Executive Officer, Hiscox Global Retail
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In July 2018, Ben Walter became Chief Executive Officer for Hiscox Global Retail – responsible for the retail business across the Group.

He joined Hiscox in early 2011 as COO and served in that post until April 2012 when he was promoted to Chief Executive Officer for Hiscox USA.

Ben previously held the position of Managing Director in the San Francisco office of Blackrock, which he joined via its acquisition of Barclays Global Investors. Prior to that, he was a Director with Gap Inc. and a consultant for the Boston Consulting Group.

Ben has an MBA from Northwestern’s Kellogg School of Management and a BA from Washington University in St. Louis.

Marc Wetherhill

Group Company Secretary and General Counsel, Hiscox Ltd
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Marc joined Hiscox in 2017. Based in Bermuda, Marc provides legal guidance to the Executive Committee and is the Principal Representative to the Bermuda Monetary Authority for Hiscox Bermuda, where he is a member of the Board. Marc joined Hiscox from PartnerRe Group, where he acted as Chief Legal Counsel and Secretary to the Board. Prior to joining PartnerRe, Marc was an Associate with Appleby, having trained as a solicitor at Berrymans Lace Mawer in London. Marc is a non-practicing member on the Roll of Solicitors of England & Wales and was called to the Bermuda Bar in 2001.

Senior management

Hiscox Partners

Hiscox Partner is an honorary title given to employees who make significant contributions to the development and profitability of the Group. The Partnerships encourages a proprietorial attitude, and up to 5% of the total workforce are Hiscox Partners.

  • David Bailey — SVP, Southwest Regional Executive, Hiscox USA
  • Patricia Baptista — Head of Finance, Hiscox Europe
  • Rory Barker — Group Reinsurance Manager, Hiscox Re & ILS
  • Helen Bennett — HR Director, Hiscox UK & Europe
  • Tara Bodden - SVP, Claims, Hiscox USA
  • Justin Bowen — Chief Underwriting Officer, Hiscox Europe
  • Liz Breeze - Interim CFO, Hiscox Re & ILS
  • Gary Bright - Head of Operations and Change, Hiscox UK Broker Channel
  • Amanda Brown — Group Human Resources Director
  • Rob Caton — Head of Underwriting Risk and Reinsurance, Hiscox Re & ILS
  • Robert Childs — Non Executive Chairman
  • Louise Clark — Head of HR, Hiscox Re & ILS
  • Robert Davies — Chief Executive Officer, Hiscox Special Risks
  • Robert Dietrich — Managing Director, Hiscox Germany
  • Ross Dingwall — Managing Director (Broker), Hiscox UK & Ireland
  • Andrew Dolphin — Chair of International, Hiscox Re & ILS
  • Guy Ellis — Head of Marine Treaty, Hiscox Re & ILS
  • Russ Findlay - Chief Marketing Officer, Hiscox USA
  • Stéphane Flaquet — Managing Director, Hiscox Europe
  • Robert Gadaleta — SVP, Southeast Regional Executive, Hiscox USA
  • Laila Gillies - Human Resources Director, Hiscox USA
  • Charlie Gower — Head of Insight and Research, Hiscox Group
  • Peter Gower — Marine Liability Line Underwriter, Hiscox London Market
  • Gary Head — Managing Director of Alternative Distribution, Hiscox UK & Ireland
  • David Heras — Country Manager, Hiscox Spain
  • Robert Hiscox — Retired Honorary President
  • Adam Holberry — Head of Alternative Distribution, Hiscox London Market
  • Aki Hussain — Chief Financial Officer
  • Steve Jefferies - Chief Information Officer, DirectAsia
  • Hanna Kam — Chief Risk Officer
  • Suzanne Kemble — Head of Specialty, Hiscox UK & Ireland and Group Head of Media and Entertainment
  • Kevin Kerridge — EVP, Small Business Direct and Partnerships, Hiscox USA
  • Elizabeth Kim — SVP, Head of Product and Innovation, Hiscox USA
  • Markus Klopfer — Munich Branch Office Manager
  • Craig Knightley — Chief Financial Officer, Hiscox London Market
  • Lorraine Kolega — Group Talent Director, Hiscox USA
  • Michael Krefta — Chief Executive Officer, Hiscox Re & ILS
  • Steve Langan — Chief Executive Officer, Hiscox USA and Chief Marketing Officer - Hiscox Group
  • Paul Lawrence — Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
  • Richard Lowther — Chief Operating Officer, Hiscox Re & ILS
  • Kate Markham — Chief Executive Officer, Hiscox London Market
  • Ian Martin — Finance Director, Hiscox London Market
  • Craig Martindale - Group Head of Capital Management
  • Bronek Masojada — Chief Executive Officer
  • Steve McGerr — Head of Direct Commercial, Hiscox UK & Ireland
  • Eric Micheals — Senior Vice President, Hiscox Underwriting Centre, Hiscox USA
  • Simon Morgan — Divisional Head of Property, Hiscox London Market
  • Steve Morse - Regional Manager Birmingham, Hiscox UK
  • Joanne Musselle — Chief Underwriting Officer, Hiscox Retail
  • Christian Nielsen — Chief Finance Officer, Hiscox UK & Ireland and Hiscox Europe
  • Ross Nottingham - Chair of North America, Hiscox Re & ILS
  • Kylie O’Connor — Group Head of Communications
  • Ian Penny - Group Chief Information Officer
  • James Pilgrim-Morris — Head of Claims, Hiscox UK & Ireland and Hiscox London Market
  • Jeremy Pinchin — Group Claims Director
  • Derrick Potton — Sales Director, Hiscox UK​ & Ireland
  • Liz Prior — Finance Director, Hiscox Special Risks
  • Tony Rai — Head of London Market Claims, Hiscox London Market
  • Charles Rawlins — Energy Line Underwriter, Hiscox London Market
  • Robert Read — Global Head of Art and Private Clients
  • Georgina Roberts — Head of HR, Hiscox London Market, Hiscox MGA, Hiscox Special Risks and Hiscox IT
  • Tom Rogerson — Head of Change, Hiscox UK & Ireland
  • Alex Rudolph - Head of PSC Europe
  • Adam Rushin — Director of Operations, Hiscox London Market
  • Ed Sanchez - SVP HUC, Hiscox USA
  • David Schonbrun - Head of Legal and Government Affairs, Hiscox USA
  • Stephen Scialdone — Deputy Chief Underwriting Officer, Property, Hiscox USA
  • Andrew Sellers - Group Head of Claims Supplier Management
  • Mark Shaw — Head of Business Development and Marketing, Hiscox London Market
  • David Slevin — Head of Transport, Energy and Recall, Hiscox London Market
  • Damien Smith — Head of Specialty and Technical Underwriting, Hiscox Re & ILS
  • Andy Stevenson - Director of Claims Operations and European Claims, Hiscox Group
  • Bevis Tetlow — Head of North American and Caribbean Underwriting, Hiscox Bermuda, Hiscox Re & ILS
  • Bob Thaker — Managing Director, DirectAsia
  • Nicholas Thomson — Retired Chief Underwriting Officer
  • Phil Thorn — Head of UK Personal Lines, Hiscox UK & Ireland
  • Lee Turner — National Schemes Sales Manager, Hiscox UK & Ireland
  • Annabel Venner — Global Brand Director, Hiscox Group
  • Wolf von Buchwaldt — Branch Office Manager, Hiscox Hamburg
  • Ben Walter — Chief Executive Officer, Hiscox Global Retail
  • Richard Watson — Chief Underwriting Officer
  • Tobias Wenhart — Manager Product and Underwriting, Hiscox Germany
  • Gareth Wharton — Cyber Chief Executive Officer, Hiscox Group
  • Jim Whetstone — SVP, Head of Partnerships, Hiscox USA
  • Mike Williams — Divisional Director Specialty, Hiscox London Market