Our management

Aki Hussain

Group Chief Executive Officer
Read more

Aki joined Hiscox in 2016 as Chief Financial Officer for the Hiscox Group, before becoming Group Chief Executive Officer in January 2022. Prior to joining Hiscox, Aki held a number of senior roles in financial services, telecoms and media. He spent seven years at Prudential plc, latterly as Chief Financial Officer for Prudential UK and Europe. He was Finance Director for the Consumer Bank division at Lloyd’s Banking Group until 2009 and prior to that was Finance Director for the Consumer division of ntl (now Virgin Media). Aki is a Chartered Accountant, having trained with KPMG. 

Paul Cooper

Group Chief Financial Officer
Read more

Paul joined Hiscox in May 2022 as Group Chief Financial Officer. Previous to this, he was Interim Group Chief Financial Officer of M&G Plc and also served as CFO for The Prudential Assurance Company. In the past he occupied the position of Group Chief Financial Officer at Canopius AG, Group Chief Financial Officer & Director at Arrow Global Group Plc, Finance Director at Hiscox Insurance Company and Partner at Ernst & Young LLP. In addition, he is a board member of the Association of British Insurers and was recently a non executive director of Aspen Insurance UK Ltd and Aspen Managing Agency Limited.

Paul is a qualified Chartered Accountant, having trained with PricewaterhouseCoopers. He holds a BA degree in Economics from Manchester University.

Joanne Musselle

Group Chief Underwriting Officer
Read more

Joanne Musselle joined Hiscox in 2002, having previously worked for AXA and Aviva in both the UK and Asian markets. She began her Hiscox career as a Technical Underwriting Manager within professions and specialty commercial followed by a six month secondment to the Group as Business Improvement Manager. In 2006, Joanne moved into Hiscox Group claims as Head of Claims Strategy before becoming Head of UK Claims from June 2009. She became Chief Underwriting Officer (CUO) for Hiscox UK and Ireland in July 2012 and CUO of Hiscox Retail in July 2017, before being appointed CUO for Hiscox Group at the end of 2019.

Executive Directors

Non Executive Directors

Jonathan Bloomer

Jonathan Bloomer joined Hiscox in June 2023. He became a partner at Arthur Andersen before going on to become CFO and then CEO of FTSE 100 Prudential plc. Following this, he was an operating partner at Cerberus Capital Management, the US private equity and alternative investor, which he held between 2006 and 2012. Since 2012 Jonathan has pursued a successful portfolio career, with a range of largely financial services companies. He is currently Chair of Morgan Stanley International, DWF Group PLC (an international legal and business services company) and SDL Group Limited (a property services company). Previous board roles include chair of Arrow Global Group PLC (European investor and asset manager in non-performing and non-core assets) and senior independent director at Hargreaves Lansdown plc.

Beth Boucher

Beth Boucher joined Hiscox in May 2023. She has over 25 years’ experience with global brands such as Fortium Partners, SiriusPoint, Travelers, Pfizer and Accenture. With expertise spanning cyber security, human capital, and audit/regulatory compliance, Beth led various teams driving global business and technology transformations.

Beth is currently Non Executive Director, Audit Committee member and Chair of the Nomination and Remuneration Committee at Coforge. Alongside her board activities, she is a Partner at Fortium Partners, and Research Fellow at Nemertes Research.

Donna DeMaio

Donna joined Hiscox in April 2022. She has over 35 years’ financial services experience, gained across banking and insurance, serving as AIG’s Global Chief Operating Officer, General Insurance and as their Global Chief Auditor. Donna was Chief Executive and Chair of the Board at United Guaranty, CEO and Chair of the Board at MetLife Bank and was a PwC Financial Services Partner.

Michael Goodwin

Michael Goodwin joined Hiscox in November 2017. He has over 25 years’ experience in the insurance industry having worked for QBE Insurance between 1992 and 2012. He held a number of roles for QBE in the Australian and Asia Pacific markets and was the CEO for QBE Asia Pacific from 2007 to 2012. Michael is a Fellow of the Institute of Actuaries of Australia.

Thomas Hürlimann

Thomas Huerlimann joined Hiscox in November 2017. Thomas has 28 years’ experience in banking, reinsurance and insurance. Most recently as CEO Global Corporate at Zurich Insurance Group, a business with US$9 billion premiums and a network in over 200 countries. Before that he worked at Swiss Re and started his career with National Westminster Bank. He holds an MBA from IMD.

Colin Keogh

Colin Keogh joined Hiscox in November 2015. Colin has spent his career in financial services, principally at Close Brothers Group plc, where he worked for 24 years and was CEO from 2002 until 2009. He is a Non Executive Director of Virgin Money Holdings (UK) plc and certain of its subsidiaries. He is also a Non Executive Director of M&G Group Limited and Chairman of specialist financial services business Premium Credit Limited.

Anne MacDonald

Anne MacDonald joined Hiscox in May 2015. Anne has held the position of Chief Marketing Officer at four different Fortune 100 companies, marketing some of the most recognisable corporate names in the world – from Citigroup and Travelers to Macy’s and PepsiCo. With an MBA from Bath University, Anne was formerly a Director of NASDAQ-listed Rentrak Corporation, stepping down from the Board on completion of its merger with comScore, Inc.

Constantinos Miranthis
Constantinos Miranthis

Costas Miranthis joined Hiscox in November 2017. He was President and CEO of PartnerRe a position from which he stepped down in 2015. Prior to joining PartnerRe in 2002 he was a Principal of Tillinghast-Towers Perrin in its London office with responsibility for the European non-life practice. He is a Fellow of the Institute and Faculty of Actuaries and a member of the American Academy of Actuaries. He is also a past Chair of the European Reinsurance Association Board.

Lynn Carter

Lynn Pike joined Hiscox in May 2015. Lynn has 38 years’ experience in the banking industry, most recently as President of Capital One Bank. Prior to Capital One, Lynn was President of Bank of America’s Small Business Banking division, a $2.1 billion revenue business, with oversight of 110,000 business clients and 2,000 employees. Dividing her time between California and Connecticut, Lynn currently serves on the boards of American Express National Bank, Phoenix House Foundation and California State University-Channel Island, as well as the Bankwork$ Advisory Board.

Senior management

Fabrice Brossart

Group Chief Risk Officer
Read more

Fabrice joined Hiscox in November 2023 as Group Chief Risk Officer. Fabrice spent 12 years at AIG where he held positions in both the UK and USA, latterly as CRO International General Insurance where he oversaw AIG’s risk management function in more than 80 territories outside the USA. Prior to AIG, Fabrice spent ten years at AXA Insurance UK, rising to Chief Actuary.

Robert Dietrich

Chief Executive Officer, Hiscox Europe
Read more

Robert was appointed Chief Executive Officer of Hiscox Europe in March 2021, having spent 15 years as Managing Director of Hiscox Germany. Robert joined Hiscox Germany in 1997 as one of its first recruits, at a time when it had a premium income of less than €1 million and fewer than five staff. During his tenure, he has held a number of roles within the business across both operations and underwriting, and spent time in London working on the launch of Hiscox’s now-global Direct Commercial business.

Under Robert’s leadership, Hiscox Germany became the flagship of Europe and expanded into areas including direct-to-consumer, technology and cyber insurance – with Hiscox now seen as a leader in the specialist insurance market in Germany.

Jon Dye

Chief Executive Officer, Hiscox UK
Read more

Jon joined Hiscox in September 2022 as Chief Executive Officer, Hiscox UK. Prior to joining Hiscox, Jon held a number of senior roles within the industry, most recently as CEO of Allianz UK for eight years – leading businesses with a collective nine million customers. Jon’s experience includes various claims roles within Chubb and Commercial Union; he also served as Chair of the ABI between 2019 and 2021. He is a law graduate from the University of Cambridge and a Fellow of the Chartered Insurance Institute.

Stéphane Flaquet

Group Chief Operations and Technology Officer
Read more

Stéphane was appointed Group Chief Operations and Technology Officer in September 2022 having previously held a number of senior roles across the Group, most recently as Group Chief Transformation Officer and Interim CEO, Hiscox UK.  Stéphane joined Hiscox in 2010, originally as Chief Operating Officer for Europe, and then as the Group’s Chief Information Officer, before spending four years as Chief Executive Officer of Hiscox Europe. Prior to joining Hiscox, he worked across a number of sectors within Financial Services for companies such as Paribas, CapitalOne and AIG, in France, the United Arab Emirates and Spain.

Nicola Grant

Chief People Officer
Read more

Nicola joined Hiscox in September 2022 as Chief People Officer. Nicola has over 20 years’ HR experience gained across the UK, USA and Europe. This includes 17 years at ING Group in a range of Group and business division roles, where she oversaw HR transformation, redesign of the business models for analytics and innovation, and enhanced succession planning while championing diversity and equity.

Kevin Kerridge

Chief Executive Officer, Hiscox USA
Read more

Kevin joined Hiscox in 1996 and soon created Hiscox’s first direct online business in the UK; initially for home insurance and later on for commercial clients. 

In 2009, Kevin relocated from London to New York to oversee the launch and development of Hiscox’s US digital small business operation which, from a standing start, now serves over 460,000 small business customers. 

Kevin has been instrumental in driving forward Hiscox’s ambition of becoming a leading provider of small business insurance in the US. In May 2021, he was named CEO of Hiscox USA.

Paul Lawrence

Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
Read more

Since joining Hiscox in 1992, Paul has underwritten a broad range of business lines including fine art, high-value household, personal accident and specialty. Paul was appointed to the Hiscox partnership in 2005, and made Divisional Head of Property of Hiscox London Market in 2007. In April 2013, Paul was promoted to Chief Underwriting Officer, Hiscox London Market, and as joint active underwriter of Syndicate 33. Before joining Hiscox, Paul worked as an underwriting assistant for C P Attenborough Syndicate 144 at Lloyd’s and for broker E W Payne.

Kate Markham

Chief Executive Officer, Hiscox London Market
Read more

Kate joined Hiscox in June 2012 to run the UK Direct business, leading a team of over 200 people across three locations with accountability for sales, marketing, operations, and underwriting. Having built UK Direct into a market-leading operation with a strong brand and a culture of creating customers for life, Kate was promoted to the newly created role of Chief Executive Officer of Hiscox London Market in 2017. Prior to joining Hiscox, Kate worked for Vodafone for 12 years. As Head of International Enterprise at Vodafone, she identified a significant new opportunity to serve multinational clients globally and built an effective operation to support the venture. Kate started her career at Anderson Consulting (now Accenture).

Kathleen Reardon

Chief Executive Officer, Hiscox Re & ILS
Read more

Kathleen joined Hiscox in January 2021 as Chief Executive Officer, Hiscox Re & ILS.

Previously Chief Executive Officer of Hamilton Re, Kathleen spent her early career at ACE in a variety of actuarial and underwriting roles, rising to Chief Underwriting Officer for International Property at ACE Tempest Re in 2005, based in Bermuda. Kathleen joined Hamilton Re in 2013 as Chief Underwriter (Property), and was appointed CEO in 2014, a post she held until 2020.

Kathleen is a Fellow of the Casualty Actuarial Society, served in 2020 as the Chair of the Reinsurance Association of America, and is the former Chair of Women in Reinsurance – an organisation she co-founded.

She has a Bachelor of Science in Mathematics from Drexel University, Philadelphia, was inducted into The Drexel 100 alumni hall of fame in 2019, and currently serves on the Drexel University Board of Trustees.

Marc Wetherhill

Group Company Secretary and General Counsel, Hiscox Ltd
Read more

Marc joined Hiscox in 2017. Based in Bermuda, Marc provides legal guidance to the Executive Committee and is the Principal Representative to the Bermuda Monetary Authority for Hiscox Bermuda, where he is a member of the Board. Marc joined Hiscox from PartnerRe Group, where he acted as Chief Legal Counsel and Secretary to the Board. Prior to joining PartnerRe, Marc was an Associate with Appleby, having trained as a solicitor at Berrymans Lace Mawer in London. Marc is a non-practicing member on the Roll of Solicitors of England & Wales and was called to the Bermuda Bar in 2001.

Senior management