Our management

Bronek Masojada

Chief Executive Officer
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Bronek Masojada joined Hiscox in 1993 as Group MD and he became CEO in 2000. From 1989 to 1993 he was employed by McKinsey & Company. Bronek served as a Deputy Chairman of Lloyd’s from 2001 to 2007 and was Chairman of the Lloyd’s Tercentenary Research Foundation from 2008 to 2014. He is currently a member of the Board of the Association of British Insurers and a Director of Pool Reinsurance Company Limited. In March 2018 he took over as Chair of Placing Platform Limited, the organisation responsible for moving the London insurance market to an electronic trading platform.

Joanne Musselle

Chief Underwriting Officer
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Joanne Musselle joined Hiscox in 2002, having previously worked for AXA and Aviva in both the UK and Asian markets. She began her Hiscox career as a Technical Underwriting Manager within professions and specialty commercial followed by a six month secondment to the Group as Business Improvement Manager. In 2006, Joanne moved into Hiscox Group claims as Head of Claims Strategy before becoming Head of UK Claims from June 2009. She became Chief Underwriting Officer (CUO) for Hiscox UK and Ireland in July 2012 and CUO of Hiscox Retail in July 2017, before being appointed CUO for Hiscox Group at the end of 2019.

Aki Hussain

Chief Financial Officer
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Aki Hussain joined Hiscox in 2016 from Prudential plc, where he spent seven years; latterly as Chief Financial Officer of Prudential UK and Europe. Prior to his time with Prudential, Aki held a number of senior roles in the financial services, telecoms and media sectors. He was Finance Director for the Consumer Bank division at Lloyds Banking Group until 2009, before which he was Finance Director for the Consumer division of ntl (now Virgin Media). Aki is a Chartered Accountant, having trained with KPMG.

Executive Directors

Non Executive Directors

Robert Childs joined Hiscox in 1986, served as the Active Underwriter of the Hiscox Lloyd’s Syndicate 33 between 1993 and 2005, and was the Group’s Chief Underwriting Officer until February 2013. Robert was Chairman of the Lloyd’s Market Association from January 2003 to May 2005. He is a former Chairman of the Advisory Board of the School of Management of Royal Holloway University of London and Chairman of The Bermuda Society.

Caroline Fougler

Caroline Foulger joined Hiscox in January 2013 having retired from a partnership at PwC on 31 December 2012. Until May 2012, Caroline led PwC’s Insurance and Reinsurance practice in Bermuda. Caroline is a Fellow of the Institute of Chartered Accountants in England and Wales, a member of the Institute of Chartered Accountants of Bermuda and a member of the Institute of Directors. Caroline is a Non Executive Director of the Bank of N.T. Butterfield & Son Limited and Oakley Capital Investments Limited.

Michael Goodwin

Michael Goodwin joined Hiscox in November 2017. He has over 25 years’ experience in the insurance industry having worked for QBE Insurance between 1992 and 2012. He held a number of roles for QBE in the Australian and Asia Pacific markets and was the CEO for QBE Asia Pacific from 2007 to 2012. Michael is a Fellow of the Institute of Actuaries of Australia.

Thomas Hürlimann

Thomas Hürlimann joined Hiscox in November 2017. Thomas has 28 years’ experience in banking, reinsurance and insurance. Most recently as CEO Global Corporate at Zurich Insurance Group, a business with US$9 billion premiums and a network in over 200 countries. Before that he worked at Swiss Re and started his career with National Westminster Bank. He holds an MBA from IMD.

Colin Keogh

Colin Keogh joined Hiscox in November 2015. Colin has spent his career in financial services, principally at Close Brothers Group plc, where he worked for 24 years and was CEO from 2002 until 2009. He is a Non Executive Director of Virgin Money Holdings (UK) plc and certain of its subsidiaries. He is also a Non Executive Director of M&G Group Limited and Chairman of specialist financial services business Premium Credit Limited.

Anne MacDonald

Anne MacDonald joined Hiscox in May 2015. Anne has held the position of Chief Marketing Officer at four different Fortune 100 companies, marketing some of the most recognisable corporate names in the world – from Citigroup and Travelers to Macy’s and PepsiCo. With an MBA from Bath University, Anne was formerly a Director of NASDAQ-listed Rentrak Corporation, stepping down from the Board on completion of its merger with comScore, Inc.

Constantinos Miranthis
Constantinos Miranthis

Costas Miranthis joined Hiscox in November 2017. He was President and CEO of PartnerRe a position from which he stepped down in 2015. Prior to joining PartnerRe in 2002 he was a Principal of Tillinghast-Towers Perrin in its London office with responsibility for the European non-life practice. He is a Fellow of the Institute and Faculty of Actuaries and a member of the American Academy of Actuaries. He is also a past Chair of the European Reinsurance Association Board.

Lynn Carter

Lynn Pike joined Hiscox in May 2015. Lynn has 38 years’ experience in the banking industry, most recently as President of Capital One Bank. Prior to Capital One, Lynn was President of Bank of America’s Small Business Banking division, a $2.1 billion revenue business, with oversight of 110,000 business clients and 2,000 employees. Dividing her time between California and Connecticut, Lynn currently serves on the boards of American Express National Bank, Phoenix House Foundation and California State University-Channel Island, as well as the Bankwork$ Advisory Board.

Senior management

Amanda Brown

Chief Human Resources Officer
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Amanda joined Hiscox in 2006 as Chief Human Resources Officer. Prior to joining the Group, Amanda worked for Mars, PepsiCo and Whitbread in senior human resources roles in Europe and internationally. Previous roles include: Compensation and Benefits Director for PepsiCo’ restaurants division in Europe and Africa; Group Compensation and Benefits Director for hotel and restaurant company, Whitbread; and, Human Resources Director for Marriott Hotels in the UK. Amanda began her career at Mars Confectionery where she joined as an English graduate from Reading University.

Robert Dietrich

Chief Executive Officer, Hiscox Europe
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Robert was appointed Chief Executive Officer of Hiscox Europe in March 2021, having spent 15 years as Managing Director of Hiscox Germany. Robert joined Hiscox Germany in 1997 as one of its first recruits, at a time when it had a premium income of less than €1 million and fewer than five staff. During his tenure, he has held a number of roles within the business across both operations and underwriting, and spent time in London working on the launch of Hiscox’s now-global Direct Commercial business.

Under Robert’s leadership, Hiscox Germany became the flagship of Europe and expanded into areas including direct-to-consumer, technology and cyber insurance – with Hiscox now seen as a leader in the specialist insurance market in Germany.

Stéphane Flaquet

Group Chief Transformation Officer
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Stéphane was appointed Chief Transformation Officer for the Group in February 2021 after four years as Chief Executive Officer of Hiscox Europe. Stéphane joined Hiscox in 2010, originally as Chief Operating Officer for Europe and then as the Group’s Chief Information Officer. Prior to joining Hiscox, he worked across a number of sectors within Financial Services for companies such as Paribas, CapitalOne and AIG, in France, the United Arab Emirates and Spain.

Grace Hanson

Chief Claims Officer
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Grace joined Hiscox in 2018 to lead our award-winning team of claims specialists, who are the standard-bearers for Hiscox’s customer promise.  As a qualified US lawyer, Grace has spent time working in private practice as well as in the insurance sector in both Bermuda and the USA, having lead the global claims function at Allied World – including through the large catastrophe loss years of Hurricanes Katrina, Rita and Wilma in 2005 – and served as Corporate Counsel and latterly Chief Claims Officer at insurtech business, Homesite.

Hanna Kam

Group Chief Risk Officer
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Hanna joined Hiscox in 2015 as Chief Risk Officer for the Group. Hanna leads our team of risk and compliance experts and has Group-wide responsibility for Hiscox’s enterprise risk management and compliance framework across our diversified international insurance and reinsurance businesses. Hanna is a qualified actuary with over 20 years’ insurance experience gained in consultancy as well as at international insurers in both the UK and Australia.

Kevin Kerridge

Chief Executive Officer, Hiscox USA
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Kevin joined Hiscox in 1996 and soon created Hiscox’s first direct online business in the UK; initially for home insurance and later on for commercial clients. 

In 2009, Kevin relocated from London to New York to oversee the launch and development of Hiscox’s US digital small business operation which, from a standing start, now serves over 460,000 small business customers. 

Kevin has been instrumental in driving forward Hiscox’s ambition of becoming a leading provider of small business insurance in the US. In May 2021, he was named CEO of Hiscox USA.

Steve Langan

Interim Chief Marketing Officer
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Steve Langan joined Hiscox in 2005 as CEO of Hiscox UK & Ireland after a highly successful general management and marketing career with Diageo, Coca-Cola, Nestlé and Bass Brewers in the UK, Europe and South America.

In his role as CEO, Steve transformed the UK business from a name only known in the City to the UK's most trusted general insurer and a nationally known and respected business and brand.

From 2013 until July 2018, Steve led the UK & Ireland and Europe businesses as a combined entity and from 2014 to 2017 he was also CEO of the Direct Asia Group following its acquisition. He became CEO of Hiscox USA in July 2018 before returning to the UK in May 2021. 
Prior to joining Hiscox Steve worked at the world's number one drinks company Diageo, where he held the position of Managing Director of the company's Italian subsidiary, based in Turin, for three years. He has also held senior marketing and commercial positions with Diageo Ireland and The Coca Cola Company. 
Steve is a history graduate of Glasgow University and a Fellow of the Marketing Society.

Paul Lawrence

Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
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Since joining Hiscox in 1992, Paul has underwritten a broad range of business lines including fine art, high-value household, personal accident and specialty. Paul was appointed to the Hiscox partnership in 2005, and made Divisional Head of Property of Hiscox London Market in 2007. In April 2013, Paul was promoted to Chief Underwriting Officer, Hiscox London Market, and as joint active underwriter of Syndicate 33. Before joining Hiscox, Paul worked as an underwriting assistant for C P Attenborough Syndicate 144 at Lloyd’s and for broker E W Payne.

Kate Markham

Chief Executive Officer, Hiscox London Market
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Kate joined Hiscox in June 2012 to run the UK Direct business, leading a team of over 200 people across three locations with accountability for sales, marketing, operations, and underwriting. Having built UK Direct into a market-leading operation with a strong brand and a culture of creating customers for life, Kate was promoted to the newly created role of Chief Executive Officer of Hiscox London Market in 2017. Prior to joining Hiscox, Kate worked for Vodafone for 12 years. As Head of International Enterprise at Vodafone, she identified a significant new opportunity to serve multinational clients globally and built an effective operation to support the venture. Kate started her career at Anderson Consulting (now Accenture).

James Millard

Chief Investment Officer
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James joined Hiscox in 2019 as Chief Investment Officer for the Group.  James is responsible for overseeing the management of Hiscox Group’s investment portfolios, implementing overall investment policy and directing all portfolio management, research, trading and strategy. 

James has a wealth of experience across investment management, most recently at Aberdeen Standard Investments (ASI) where he held the post of Co-Head of Multi-Manager Strategies, overseeing the management of £27 billion of assets. Previously, he was Chief Investment Officer at Skandia Investment Group until its merger with Old Mutual Asset Managers, where he became Director of Investments and a member of the executive management team of Old Mutual Global Investors.

Ian Penny

Chief Information Officer
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Ian is a seasoned IT professional with a wealth of global, blue-chip experience, and an eminent industry leader. Ian brings expertise in leading all aspects of IT including strategy, development, engineering, operations and programme execution. At Hiscox, he leads the Group’s IT reporting to the CEO Bronek Masojada.

Prior to joining Hiscox he was the Chief Technology Officer (CTO) at Barclays, where he was responsible for the group’s IT infrastructure development and led the bank’s cloud computing initiatives for three years. Prior to this, Ian was Managing Director, Engineering and Architecture at JPMorgan and was based in the US for seven years, designing platforms for risk analytics, cloud development, and high-volume customer channels. He has previously worked at Pfizer and Goldman Sachs.

Ian is a Fellow of the British Computer Society, and has worked extensively with the Venture Capital and start-up community to build applied technology solutions. He began his career as a distributed systems research scientist funded by the UK Government and has published papers on parallel computing and low latency networking.

Kathleen Reardon

Chief Executive Officer, Hiscox Re & ILS
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Kathleen joined Hiscox in January 2021 as Chief Executive Officer, Hiscox Re & ILS.

Previously Chief Executive Officer of Hamilton Re, Kathleen spent her early career at ACE in a variety of actuarial and underwriting roles, rising to Chief Underwriting Officer for International Property at ACE Tempest Re in 2005, based in Bermuda. Kathleen joined Hamilton Re in 2013 as Chief Underwriter (Property), and was appointed CEO in 2014, a post she held until 2020.

Kathleen is a Fellow of the Casualty Actuarial Society, served in 2020 as the Chair of the Reinsurance Association of America, and is the former Chair of Women in Reinsurance – an organisation she co-founded.

She has a Bachelor of Science in Mathematics from Drexel University, Philadelphia, was inducted into The Drexel 100 alumni hall of fame in 2019, and currently serves on the Drexel University Board of Trustees.

Marc Wetherhill

Group Company Secretary and General Counsel, Hiscox Ltd
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Marc joined Hiscox in 2017. Based in Bermuda, Marc provides legal guidance to the Executive Committee and is the Principal Representative to the Bermuda Monetary Authority for Hiscox Bermuda, where he is a member of the Board. Marc joined Hiscox from PartnerRe Group, where he acted as Chief Legal Counsel and Secretary to the Board. Prior to joining PartnerRe, Marc was an Associate with Appleby, having trained as a solicitor at Berrymans Lace Mawer in London. Marc is a non-practicing member on the Roll of Solicitors of England & Wales and was called to the Bermuda Bar in 2001.

Senior management

Hiscox Partners

Hiscox Partner is an honorary title given to employees who make significant contributions to the development and profitability of the Group. The Partnerships encourages a proprietorial attitude, and up to 5% of the total workforce are Hiscox Partners.

  • ​Dan Alpay —  ​Line Underwriter, Flood, Hiscox London Market
  • Rory Barker — Group Reinsurance Manager
  • Franka Barsch — Claims Manager, Hiscox Europe  

  • ​Alasdair Bird — Vice President of Delivery, DPD, Hiscox USA
  • Paula Bowe  — Head of Group Underwriting Standards, Hiscox​ Group
  • Justin Bowen — Chief Underwriting Officer, Hiscox Europe
  • James Brady — Line Underwriter, Alternative Risk, Hiscox London Market
  • Liz Breeze — Chief Financial Officer, Hiscox Re & ILS
  • Amanda Brown — Chief Human Resources Officer
  • David Burke — ​Line Underwriter, Product Recall, Hiscox London Market
  • Paul Butler — Technology Director, Hiscox London Market
  • Sally Campbell — Head of Treasury, Hiscox Group

  • Paul Carnegie — Commercial Lines Line Underwriter, Hiscox London Market 

  • Rob Caton — Director of Underwriting Risk and Reinsurance, Hiscox Re & ILS
  • Robert Childs — Non Executive Chairman
  • Celine Chotithamaporn — Group Managing Director, DirectAsia

  • Helen Cooper — Chief Actuary, Hiscox Group

  • Candice Davenport — VP, Growth and Lifecycle Marketing, Hiscox USA

  • Keeley Davies — Head of Property Claims, Hiscox UK

  • Louise Dennett — Director of Finance Change, Hiscox Group

  • Guy Dewhirst — Portfolio Manager, Hiscox Re & ILS

  • Robert Dietrich — Chief Executive Officer, Hiscox Europe
  • Andrew Dolphin — Director of Underwriting, London, Hiscox Re & ILS
  • Guy Ellis — Head of Marine Treaty, Hiscox Re & ILS
  • Stéphane Flaquet — Group Chief Transformation Officer, Hiscox Group
  • Robert Gadaleta — Head of Intermediated Distribution, Hiscox USA
  • Helen Gadenne — HR Director, Hiscox UK & Europe
  • Jeffrey Geroux — Head of Service Delivery, Hiscox​ USA
  • Laila Gillies — Human Resources Director, Hiscox USA
  • ​Sarah Gooding — Head of Service Delivery - DPD, Hiscox USA
  • Charlie Gower — Head of Insight and Research, Hiscox Group
  • Richard Halstead — Terrorism Line Underwriter, Hiscox London Market
  • Grace Hanson — Chief Claims Officer, Hiscox Group

  • Rebecca Hartley — Head of Claims, Hiscox London Market

  • Kevin Henry — Group Head of Hiscox Kidnap and Ransom, Hiscox USA
  • Lucy Hensher — Senior Corporate Affairs Manager, Hiscox Group
  • David Heras — Managing Director, Hiscox Spain
  • Robert Hiscox — Retired Honorary President
  • Ben Horton — Chief Underwriting Officer, Hiscox UK​

  • Aki Hussain — Chief Financial Officer
  • David Johnston — Chief Compliance Officer, Hiscox Group
  • Hanna Kam — Chief Risk Officer, Hiscox Group
  • Suzanne Kemble — Head of Specialty, Hiscox UK and Group Head of Media and Entertainment
  • Kevin Kerridge — Chief Executive Officer, Hiscox USA
  • Markus Klopfer — Director of Operations, Hiscox Germany
  • Steve Langan — Interim Chief Marketing Officer
  • Paul Lawrence — Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
  • ​Hans Leenards — Managing Director - Benelux, Hiscox Europe​
  • Kate Markham — Chief Executive Officer, Hiscox London Market
  • Craig Martindale — Group Head of Capital Management
  • Bronek Masojada — Group Chief Executive Officer
  • Luke Mather — Head of Underwriting Risk Analysis, Hiscox Group

  • ​Megan McConnell — Chief Underwriting Officer, Hiscox USA​
  • Alex McLaughlin — Technology Director, IT services, Hiscox Group

  • James Millard — Chief Investment Officer, Hiscox Group

  • ​David Milner — Technology Director - Group and Enterprise Services, Hiscox Group​
  • Napoleon Montes-Amaya — Head of Crisis Management - Miami, Hiscox London Market
  • Gerry Moran — Head of Claims (interim), Hiscox UK

  • Simon Morgan — Divisional Director - Property, Hiscox London Market
  • Clare Murray — Head of Tax, Hiscox Group
  • Joanne Musselle — Chief Underwriting Officer, Hiscox Retail
  • Vanessa Newbury — HR Director (Group) and Head of Recruitment, Hiscox Group

  • Kylie O’Connor — Group Communications Director
  • Nick Orton — Head of International, Hiscox Re and ILS
  • ​Mike Palmer — Head of Analytics and Research, Hiscox Re and ILS​
  • Ian Penny — Group Chief Information Officer
  • ​Mark Plews — Head of Schemes and Partnerships, Hiscox UK
  • Hemang Rawal — Director of Group Finance, Hiscox Group
  • Robert Read — Global Head of Art and Private Clients
  • Kathleen Reardon — Chief Executive Officer, Hiscox Re & ILS
  • Georgina Roberts — HR Director - Hiscox London Market and Hiscox Re and ILS
  • William Rose — Head of Underwriting Insight Europe, Hiscox Europe
  • Alex Rudolph - Head of Commercial Lines Europe, Hiscox Europe
  • Adam Rushin — Director of Operations, Hiscox London Market
  • Ed Sanchez — ​Head of Hiscox Underwriting Center and Brokerage Solutions, Hiscox USA
  • Emily Santer — Chief of Staff, Hiscox Group
  • Jason Saunders — Head of Financial Planning and Analysis, Hiscox Group
  • ​Michael Schindel — Head of North America Underwriting, Hiscox Re and ILS
  • David Schonbrun — Head of Legal and Government Affairs, Hiscox USA
  • Andrew Sellers — Group Head of Claims Vendor Management
  • Tom Shewry — Chief Finance Officer, Hiscox UK and Hiscox Insurance Company​
  • Bert Spunberg — Head of Strategy, Business Transformation and Change, Hiscox USA

  • James Standen — Lead Underwriter, Private Client, Hiscox UK

  • Peter Stevens — Head of Art and Private Client, Hiscox Europe

  • Julien Stolin — Head of Claims Europe, Hiscox Europe

  • Nicholas Thomson — Retired Chief Underwriting Officer
  • Matthew Tibbs — Reinsurance Manager, Hiscox Group

  • Lee Turner — National Schemes Sales Manager, Hiscox UK
  • Patrícia Vaz Baptista — Chief Financial Officer, Hiscox Europe
  • Wolf von Buchwaldt — Director of Broker Sales, Hiscox Germany
  • Matthew Webb — Divisional Director - Casualty, Hiscox London Market​
  • Marc Wetherhill — General Counsel, Hiscox Group​
  • Gareth Wharton — Cyber Chief Executive Officer, Hiscox Group
  • Jim Whetstone — Head of Digital Partnerships and Delegated Authority, Hiscox USA
  • Mike Williams — Divisional Director - Crisis Management, Hiscox London Market
  • Tom Wolczik — ​Head of Claims, Hiscox USA