Hiscox careers York office
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Summer internship programme - UK

Welcome to the Hiscox summer internship programme

Our eight-week summer internship programme is open to penultimate-year university students looking to kick start their career in insurance. Join us for the summer and you’ll meet, learn from, and work with senior people in the team you join – with opportunities across areas such as underwriting, finance, claims, operations and actuarial. 

Far from shadowing, our summer programme is a genuine challenge: You’ll get an understanding of how an international, specialist insurance company operates, take on meaningful work and have an opportunity to develop key business skills.

What else?

You’ll also work together with your fellow interns on a team project, presenting the results to the wider business; another chance to develop your team working skills and get valuable insight into a different part of the business. And when it’s all over, there’s the satisfaction of a job well done and a summer well spent, as well as the chance that a successful internship may lead – if you’re keen – to an offer to join the Hiscox graduate programme once you’ve graduated (and have been successful at final stage interview).

I’m interested, when and where is the next internship programme happening?

Our next internship programme will take place in July and August 2024.

What qualifications do I need?

Our internships are open to students in their penultimate year who are planning to return to undergraduate or postgraduate studies for their final year following their time with us. You’ll need to be on course for a 2:1 (or already have achieved this if going on to study a masters) to apply.

Anything else?

As well as being able to show strong interpersonal skills, you’ll be good with numbers and able to speak and write fluently in business English.

And, you must, by the start of the internship, have permission to work in the UK.

Applications will be reviewed and progressed in order of submission date, and opportunities may close early if we receive a high volume of applicants. Therefore, we recommend that you apply as soon as possible.  

In the event that the opportunity you initially apply for is filled, we will endeavour to consider your application for any other remaining opportunities. 

A fair and inclusive selection process is important to us. Please email [email protected] if you have any reasonable adjustments which you would like us to take into account.

Our open roles

Click on the role for further information and to apply.  

Actuaries are experts in risk management, using mathematical skills to measure the probability and risk of future events to look at the financial impact it may have on Hiscox and our clients. The primary purpose of the Group Actuarial function is to ensure the solvency of the Hiscox legal entities across the globe and provide opinions on the reserves to the various boards as well as Lloyd’s of London. The function is involved in recommending reserves to be booked, calculating Capital requirements, reporting to regulators and auditors and providing actionable insights to our businesses. As a specialist insurer, the work of the function is unique, interesting and varied, with a flatter hierarchy meaning you will interact and collaborate with the senior management team from the start of the programme.  

As an Actuarial Intern, you will be placed in either our Group Capital Management Operations or Group Reserving team: 

Group Capital Management Operations

In Capital Management, the team look at how much risk we are taking across different parts of the business and ensure we deploy our capital as efficiently as possible. While the modelling can be quite complicated, the nature of the work provides a broad perspective on how the business operates. Embedded within the function is our Operations team which are involved in developing our capital model and ensuring the function’s processes, controls, resourcing and planning are carried out effectively. The team works seamlessly with the wider Capital Management, Reserving and Pricing functions to provide technical and operational support, playing a key part in facilitating the function’s overall success.

Group Reserving

Reserves are funds held to provision for future liabilities (claims). They fall under liabilities on a balance sheet. We need these funds to meet future claims payments, meet statutory requirements and demonstrate financial strength. We are developing our Reserving function to help drive, influence and embed models and processes across finance and reserving to ensure we are the leading Actuarial Function in the market. The centralised team works across all of Hiscox’s extensive and varied portfolios, with the organisation operating three Syndicates at Lloyd’s, a Bermudian reinsurance & ILS carrier and rapidly expanding commercial and retail carriers in the UK, US, Europe and Asia. 

As an Actuarial Intern you can expect to:

  • Develop your technical and interpersonal skills as you liaise with a variety of team members across different levels to support core processes and continuous improvement
  • Be involved in project work where you will learn key insights and provide meaningful conclusions to drive the business forward
  • Have the opportunity to build a network across the broader Actuarial team and understand the different roles and work within the function
  • Gain exposure to key technical models, data and reporting, developing an understanding of the various elements of the Actuarial function
  • Receive on-the-job training as well as structured training sessions as an intern cohort where you will develop an understanding of our business and the industry we operate in
  • Carry out a group intern research project on a key area of the business, presenting your recommendations to a panel of senior stakeholders at the end of the programme
  • Receive support from the start, beginning with an induction day to welcome you into the business, as well as regular support with your line manager, dedicated ‘buddy’, and check-ins with the Early Careers team to talk through your development and internship experience

Working in the Actuarial function, you can expect to be in the office approximately 3-4 days per week, although you are welcome to come into the office more frequently if you would like.

Is this opportunity for you?

  • Are you ambitious and motivated with the desire to stretch yourself out of your comfort zone and propose innovative solutions?
  • Do you have a high level of numeric competence?
  • Are you analytical, organised, and meticulous with a systematic thinking style?
  • Do you have excellent communication skills with the ability to articulate complex concepts to non-technical audiences?
  • Do you have strong interpersonal skills with the ability to contribute to both individual and team goals?
  • Are you curious with a desire to learn, absorb and understand new information and concepts?

Requirements

  • Currently studying for an Undergraduate or Postgraduate degree to be received in 2025 (2:1 minimum predicted) in a numerate degree discipline (Maths, Statistics, Actuarial Science, Computer Science, Physics, or similar) (UK or international equivalent) 
  • Fluent business English, numerate, strong interpersonal skills
  • Permission to work in the UK

Click the link to apply

The closing date for applications is Monday 26th February 09:00 AM UK time.

Hiscox’s IT function’s collective goal is to deliver and maintain top-tier, innovative infrastructure solutions that are sustainable, resilient and inclusive. The function does this by understanding the needs of our Hiscox colleagues to create and tailor the tools and services that enable them to deliver on their goals – this increases our competitive advantage in market. The function is driven to innovate through technology, valued for their skills, and encouraged to take every opportunity to develop and grow.

As a Technology Intern, you will be placed in either our Application Support or Quality Assurance (Test Automation) team.

Application Support

Our Application Support team plays a key role in the support and service provisions for all Hiscox UK-business related applications (primarily our main policy application system, Merlin). From application upgrades and health checks to information security and operational resilience programmes, the team have a joint operational and strategic role in enabling our UK business to thrive.  

Quality Assurance (Test Automation)

Handling functional requirements of varying sizes and embracing an agile approach, our Test Automation team work to automate core process and frameworks within Hiscox UK-business related applications (primarily our main application system, Merlin). The team liaises with various stakeholders to understand and deliver on these automation requests, primarily utilising Selenium automation with Java and codeless automation tool in their work. With a drive to improve efficiencies, the team plays a key role in facilitating the success of our retail business. 

As a Technology Intern (Hiscox UK) you can expect to:

  • Develop a broad understanding of our retail business’ IT function,  gaining exposure to both technical and business-facing work
  • Have an opportunity to build a network across the broader team and other functions to understand the impact and importance of the IT function within the context of our UK business
  • Gain exposure to a variety of operational and project work, taking a proactive role in supporting different team members
  • Develop your innovative and logical-thinking abilities as you build your understanding of key end-to-end processes and how these can be improved
  • Receive on-the-job training as well as structured training sessions as an intern cohort where you will develop an understanding of our business and the industry we operate in
  • Carry out a group intern research project on a key area of the business, presenting your recommendations to a panel of senior stakeholders at the end of the programme
  • Receive support from the start, beginning with an induction day to welcome you into the business, as well as regular support with your line manager, dedicated ‘buddy’, and check-ins with the Early Careers team to talk through your development and internship experience 

 Working in the Hiscox UK IT function, you can expect to be in the office approximately 2-3 days per week, although you are welcome to come into the office more frequently if you would like.

Is this opportunity for you?

  • Do you have core knowledge of Java?
  • Are you hardworking, curious, passionate, enthusiastic and a self-starter? 
  • Are you methodical, organised and have a systematic thinking style? 
  • Are you proactive and innovative with an aptitude for problem solving?
  • Are you a self-starter with the initiative and courage to stretch yourself out of your comfort zone?
  • Are you a team player, capable of building strong relationships and contributing to both individual and team goals?

Requirements

  • Currently studying for an Undergraduate or Postgraduate degree to be received in 2025 (2:1 minimum predicted) in Computer Science or Data Science (or related degree) (UK or international equivalent) 
  • Fluent business English, numerate, strong interpersonal skills
  • Core java principles and strong knowledge of Microsoft applications 
  • API understanding is desirable
  • Permission to work in the UK

Click the link to apply

The closing date for applications is Monday 26th February 09:00 AM UK time.

Underwriting is about risk analysis and selection, trading, creativity and innovation. At Hiscox, underwriters use judgement, skill and experience to assess, accept or decline risks in line with our underwriting philosophy. Building relationships and negotiating with trusted brokers is at the heart of what they do. Through interacting with clients and transacting business across the UK, our experts look for alternative and innovative ways to write new, profitable business. Our underwriters utilise leading technologies such as digital trading platforms and dynamic pricing models to stay ahead of an evolving market. This is key in facilitating the growth ambitions of Hiscox UK. Collaboration is an integral part of their roles, as our underwriters work cross-function, sharing and gathering insight with teams such as Pricing and Claims. 

As an Underwriting Intern, you will be placed in either our Renewals or Digital Trading teams:

Renewals

Acting as a key player in Hiscox UK’s retail business, our York office Renewals team handle a range of commercial business indemnity policies with premiums ranging from £10,000 to £100,000. Working across our Manchester, Scotland and York branches, the team have a wide accountability, monitoring and supporting the performance of a diverse book of business. The team’s responsibilities are varied, with broker interaction being key, in addition to their technical work to ensure our policies and level of risk align with our strategy and market trends.

Digital Trading

Our Digital Trading Underwriting team handle the full life cycle of commercial business indemnity policies through using state-of-the-art e-trading platforms to transact business with brokers. This is an exciting period of growth and development, as this small and dynamic team strive to build their profitable book of business whilst streamlining and improving their digital processes. With a focus on portfolio analytics and cross-team collaboration, they incorporate a technical and forward-thinking approach in their work.

As an Underwriting Intern you can expect to:

  • Combine your analytical ability with your people skills, as you develop an understanding of our underwriting strategy, learning about the different types of risks we insure and under what conditions
  • Gain tangible exposure to broker relations and trading, with the opportunity to attend broker meetings
  • Assist with workflow optimization, liaising with all team members to ensure end-to-end processes are efficient and developed effectively
  • Make a real contribution to the team you’re in, working on challenging projects and liaising with senior stakeholders from the start 
  • Receive on-the-job training as well as structured training sessions as an intern cohort where you will develop an understanding of our business and the industry we operate in.
  • Carry out a group intern research project on a key area of the business, presenting your recommendations to a panel of senior stakeholders at the end of the programme
  • Receive support from the start, beginning with an induction day to welcome you into the business, as well as regular support with your line manager, dedicated ‘buddy’, and check-ins with the Early Careers team to talk through your development and internship experience.

You can expect to be in the office approximately 3-4 days per week, although you are welcome to come into the office more frequently if you would like.

Is this opportunity for you?

  • Do you have strong interpersonal and communication skills with the ability to build effective working relationships with a range of people?
  • Are you ambitious, motivated and able to work efficiently and proactively?
  • Are you analytical with a strong knowledge of Excel?
  • Are you driven and courageous, with the desire to stretch yourself out of your comfort zone and propose innovative solutions?
  • Are you organised, and meticulous with a systematic thinking style?

Requirements

  • Currently studying for an Undergraduate or Postgraduate degree to be received in 2025 (2:1 minimum predicted) in any degree discipline (UK or international equivalent) 
  • Fluent business English, numerate, strong interpersonal skills
  • Permission to work in the UK

Click the link to apply

The closing date for applications is Monday 26th February 09:00 AM UK time.

We asked our interns to describe their experience with us in a few words – here’s what they said ...

Interns 2019 - what they said about the programme

Aradhya, Hiscox Claims Intern

‘I felt that I was actually contributing to the business from day one’

Aradhya joined Hiscox as a Claims Intern in 2023, and tells us more about her time on the programme.

Raza, Hiscox UK Pricing Intern

A ‘hands-on experience’ to put learning into practice

Raza completed an internship in the UK Pricing team in Summer 2023, and tells us a little about his experience.

Paola, Insurance Management Graduate

‘York has the opportunities of a large city with the feel of a small, friendly town’

Paola, Insurance Management Graduate, tells us about starting her career in Hiscox’s York office.