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So that’s university done and dusted. What next?

By now you may well have had enough of studying the theory of everything and are more than happy to put some of your ideas into practice. We’ve got good news: our graduate programme will give you immediate hands-on experience of the insurance world, doing real and useful work from the day you join us.

Of course, we know you’ll still have lots to learn which is why you’ll be at the sharp end of some of the best on-the-job training in the industry from our highly-respected insurance professionals, including claims handlers, underwriters, marketers, finance and HR professionals, actuaries and risk modellers.

We offer a comprehensive training programme combining in-house courses with specialist external facilitation, along with the opportunity and financial support to study professional, post graduate qualifications.

How does it work?

Our graduate programme is split between those of you who want to get into underwriting and those of you who want to work in another function whether that’s claims, finance or operations. If you’re on the underwriting graduate programme, you’ll do three nine-month long rotations, while those of you working in other functions will do between three and six rotations. For all our graduates, the first rotation will be in your ‘home’ business unit so you get to know your team and senior sponsor.

I’m persuaded: what qualifications do I need?

To qualify for our graduate programme, we expect you to have a solid academic record and have achieved or be expecting to achieve, at least a 2:1 degree in the UK or international equivalent. We welcome applications from a range of academic backgrounds.

Country Qualifications Language skills
UK 300 UCAS points and at least a 2:1 degree or international equivalent English
US Evidence of high academic achievement, for example, a grade point average of 3.0 or better out of 4.0 (or equivalent) English
France France Masters degree either in engineering, a business subject or law from a Grande Ecole Business English and French
Germany An excellent degree in insurance, finance, economics or law, with a grade point average of 2.0 or better Business English and German
Bermuda Equivalent of UK or USA requirements English


Any other requirements?

You must have an unrestricted right to work in the country in which the role is based without the support of a work visa. You will be able to speak and write fluently in business English, be numerate, and demonstrate strong interpersonal skills while also sharing our company values.

What type of people are we looking for?

We’re not looking for a specific ‘type’; however you’ll enjoy building relationships and delivering superb customer service. You’ll be able to think on your feet and make quick, intelligent, commercial business decisions. You’ll be curious and keen to learn and try new things. You’ll be able to use your analytical skills to identify areas of change or improvement and will have the courage to ask questions and challenge the status quo.

Underwriting graduate programme

Our underwriting programme provides in-depth experience and broad product knowledge through insightful and challenging rotations across our underwriting divisions (this could be ‘big ticket’ risks such as hurricanes through to insurance for homeowners and small businesses). You’ll be given experience of the different types of risks we insure, how we price those risks and under what conditions. You’ll have exposure to the whole world of underwriting; business developers, brokers, delegated authorities and much more.

While on the programme you’ll be expected to study towards professional qualifications and you’ll be supported by a structured learning and development plan. Your first rotation will be in your ‘home’ business unit where you’ll return at the end of the programme to undertake your first underwriting role. At this point you’ll have a broad understanding of what we do and you’ll start to focus on specialising in a particular line of business, gaining the full technical expertise to become a brilliant underwriter.


We have underwriting opportunities across our business so please review the available locations when you apply. You’ll need to be flexible and willing to travel while on the scheme as your rotations will be across our business and one will be international in nature.

Commercial graduate programme

During the programme, we’ll support your progression towards relevant professional qualifications, and invite you to attend a series of training events designed to help you develop as an individual and as an insurance professional. As a graduate on our commercial programme, you’ll be sponsored by one of our business units (e.g. London Market, Hiscox UK, Group Support), where you’ll work alongside our experts, to develop the skills, knowledge and expertise that will prepare you for a varied and interesting career. You’ll experience up to six rotations across the Hiscox Group with the aim of broadening your knowledge of our business, with one rotation outside of your specialism to stretch this even further. At the end of the programme you’ll return to a role within your sponsoring business unit.

This year we have the following commercial graduate programme opportunities available:


You can look forward to a structured rotation programme that will give you a rounded experience of finance and the hands on experience and exposure you need to understand the breadth of the function while developing your commercial knowledge. During your time on the programme, you will study towards professional qualifications and spend time in both our corporate finance teams and our business units which will help you decide the direction you want to take your career after you graduate from the programme. One of your rotations will be international in nature.


We’re a specialist insurer and many of the claims we see are complex and challenging. By working in claims you’ll be delivering on our promise to support our customers when they need it most. You can look forward to learning about the vast array of claims we manage and will work alongside solicitors, claims investigators, loss adjusters, engineers and many other experts to ensure that claims are investigated efficiently whilst seeking the best outcome for our customers.


Our operations teams make sure everything that's meant to happen does happen as smoothly and as quickly as possible. Graduates who join our programme will complete rotations across our different operations teams managing projects and ensuring that day-to-day activities run smoothly while building stakeholder relationships and supporting change programmes. You’ll have the opportunity of working abroad through an international rotation.

Direct and Partnerships

The Direct & Partnerships Division is America’s #1 online insurer of small businesses. It delivers its products using digital technology – both direct to consumers and through brand partnerships – backed up by best-in-class service centers. You’ll have the opportunity to engage with various teams within the business ranging from marketing, claims, operations, and our service centers. By working in this team, you’ll be on the cutting edge of disruption in the insurance industry.


We have commercial opportunities across our business so please review the available locations when you apply. You’ll need to be flexible and willing to travel while on the scheme as your rotations will be across our business and one will be international in nature.

Apply now!

Applications for our 2019 graduate programme have now closed. If you’d like to be notified by email of when applications open for our 2020 graduate programme, please let us know by emailing [email protected].

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