We always underwrite for profit, not for market share, and we actively manage our business mix according to the conditions in each sector.
The Hiscox businesses are rated ‘A’ by A.M. Best and S&P and ‘A+’ by Fitch.
| A.M. Best | Fitch | S&P | |
|---|---|---|---|
| Hiscox Insurance Company Limited | A (Excellent) | A+ | A (Strong) |
| Hiscox Insurance Company (Bermuda) Limited | A (Excellent) | A+ | A (Strong) |
| Hiscox Insurance Company (Guernsey) Limited | A (Excellent) | A+ | - |
| Hiscox Insurance Company Inc. | A (Excellent) | - | - |
| Hiscox Société Anonyme | - | - | A (Strong) |
Hiscox London Market
Hiscox Syndicate 33 has an A (Excellent) syndicate rating from A.M. Best. It also benefits from Lloyd’s own ratings, A (Excellent) from A.M. Best, A+ (Strong) from S&P and AA- (Very strong) from Fitch.
Strong underwriting discipline, a diversified strategy and sound capital management lead to a lower risk profile for the Group.
