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Graduate programme – Europe

Welcome to our European graduate programme

You will join a cohort of graduates across our European locations and together with your peers across the Group, you’ll undertake a structured learning programme that will equip you with skills essential for your future career. This learning starts with an induction week in London and is followed by a combination of virtual and in person training (in London) throughout the course of your graduate programme. Through this training, you’ll learn about the insurance industry, develop your financial acumen and presentation skills and explore behaviours that will help you be successful at work.

Our graduate scheme is designed to give you a broad understanding of our European business. In addition to your core role, you’ll take on two secondments in different European locations – each secondment is three months long and one will be in our Lisbon office. You’ll also spend a few days in our Luxembourg office learning about the regulatory environment we operate in, and you may also have an opportunity to be involved in a European-wide project, such as developing a new product offering.

The programme is designed for maximum career impact. Throughout your time on the graduate scheme you’ll be supported by a senior level sponsor who sits on the European Management Team, as well as having regular access to the CEO of Hiscox Europe. Following the scheme, opportunities for upward and lateral progression are available to you. Your time on the scheme will equip you to be competent in your role, with a wide skill set and an understanding of our European business – equipping you well for future roles not just in your own team, but in our European business more broadly.

In addition to this, as a permanent employee, you will receive a wide range of benefits. Click here  to find out more. 

What are the entry requirements?

Entry requirements vary depending on the role and country you are applying to – please check the relevant role.

By the start of the employment, you will have permission to work in the country you have applied to and you’ll be able to join the programme in September 2024. For all roles, you’ll be happy to be mobile for the duration of the programme.

Applications will be reviewed and progressed in order of submission date, and opportunities may close early if we receive a high volume of applicants. Therefore, we recommend that you apply as soon as possible. 

In the event that the opportunity you initially apply for is filled, we will endeavour to consider your application for any other remaining opportunities.

Our open roles

Click on the role for further information and to apply. 

Underwriting is about risk analysis and selection, trading, creativity and innovation. At Hiscox, underwriters use judgement, skill and experience to assess, accept or decline risks in line with our underwriting philosophy. 

As an Underwriting Graduate (Sales and Development) you can expect to:

  • Develop a solid understanding of the underwriting basics and principles across the full range of our commercial lines products for small businesses, including professional indemnity, commercial property, employers’ liability and cyber insurance as well as our private lines products for high-value household clients including fine art and collection cars
  • Use your analytical and critical thinking skills, learning how to assess risks, determine premiums and make underwriting decisions
  • Service our existing brokers from our offices in the heart of Munich, as well as developing relationships with new brokers in Bavaria and Austria
  • Build on your communication and interpersonal skills as you learn how to trade and negotiate with our brokers and partners in both good and poor market conditions. Trading is a key part of the role and you’ll be interested in working in sales and dealing with clients.


  • University degree (predicted or obtained) with 2.5 or above grade point average in Insurance, Finance, Economics, Engineering or Law (although we are open to different degree backgrounds)
  • Fluent in German and English (written and spoken) – additional languages desirable
  • Permission to work in Germany

Is this opportunity for you? 

  • Do you have strong interpersonal skills, with the passion to develop your trading and negotiation skills in various market conditions?
  • Are you someone who is curious with an eagerness to learn and try new things?
  • Are you able to communicate effectively with a diverse range of individuals, with the drive to partner with key stakeholders across the business?
  • Are you comfortable working with data?


Click the link to apply.

The closing date for applications is 29th December 2023. 

Robert Dietrich
We are in a very exciting period of our development. We are profitable, growing fast and in the middle of a life-changing digital transformation. Our market share is still relatively small but our potential in all countries is huge. There is so much opportunity for those who are talented, passionate, and brave. Besides that, we are a fun place to work, we take care of each other and we’re human. Our culture is really very special.

Robert Dietrich, CEO, Hiscox Europe

Our Hiscox Graduate stories

Sabrina and Semret - underwriting graduates

'The specialist products make it exciting'

Life as an underwriting graduate in Hiscox Germany.

Louis - claims graduate

‘I’m constantly learning’: my experience as a Hiscox Claims Graduate

Louis joined the programme in September 2021 and shares his story so far.